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Ready in Reed City

Rediscover Real Community Banking

Here in Reed City, a large out-of-state bank is making some pretty uncomfortable changes according to their customers. But fortunately if you are one of them, Lake-Osceola State Bank is (very) close by and ready to make things right for you.


If the new fees, new policies, and far-flung customer service have you thinking about a move in your banking relationships, we have prepared a streamlined process to make it faster and simpler.

All this from the place voted Osceola County's BEST BANK, BEST MORTGAGE and BEST TELLER - Katie Vincent (2nd)!

Help for People and Organizations

Just like we did when other banks left LeRoy and Walkerville in recent years, we have rallied Switch Specialists for personal accounts and a Business Switch Concierge service for businesses and organizations. Our online Switch Kit puts a lot of the tools in one place. 


You can even do most of the steps online using our secure document portal. But it's helpful to know you'll have a live, local specialist to walk you through the process for maximum convenience! Katie Vincent will be with you all the way.

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11 Area Locations

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Local Economic Vitality

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Online Banking & Billpay

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Full-Featured Mobile Banking

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Mobile Deposit

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Fraud Protection

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